Inheritance Tax

Expert UK guidance on wills, Inheritance Tax (IHT) planning, probate and trusts in 2026. Learn how to reduce IHT on pensions, farms, businesses and property with Downsizing Relief, APR/BPR and discretionary trusts

Section 78 of the Land Registration Act 2002. The ultimate wolf in sheep’s clothing for land owners. How to control legal owners with HM Land Registry Restrictions

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Wolf in sheep's clothing
Short Answer – Section 78 LRA 2002 states that the Land Registry (i.e. the registrar) “shall not be affected with notice of a trust”. It appears harmless but it creates a system where legal owners take on risk for the… Read the whole article “Section 78 of the Land Registration Act 2002. The ultimate wolf in sheep’s clothing for land owners. How to control legal owners with HM Land Registry Restrictions”

The Great Taking flop? How to check ‘ has your mortgage been securitised’ – with a free SAR Template (UK 2026)

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The Great Taking
Short Answer:To find the answer to ‘has your mortgage been securitised’ you should make a Subject Access Request (SAR or DSAR) to your lender under the Data Protection Act 2018 and UK GDPR. This compels disclosure of whether your mortgage… Read the whole article “The Great Taking flop? How to check ‘ has your mortgage been securitised’ – with a free SAR Template (UK 2026)”

Double Your IHT Nil Rate Bands to £1 Million with Downsizing Relief – Real Example

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Antique Clock
Short Answer – If you sell your house, or swap it for a smaller house or gift it away before you pass away, you do not lose your residential nil rate band. You can claim IHT relief for the full… Read the whole article “Double Your IHT Nil Rate Bands to £1 Million with Downsizing Relief – Real Example”

How Much Do Solicitors Cost in 2026? UK Legal Fees Explained

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Thinking lady thinking loudy
Short Answer – Solicitors Cost in the UK typically range from £150–£600+ per hour, while many routine services such as conveyancing, wills and probate are offered on a fixed-fee basis. The total cost depends on the complexity of the matter,… Read the whole article “How Much Do Solicitors Cost in 2026? UK Legal Fees Explained”